Cheda Insurance Group offers a wide range of insurance services for individuals and families in El Paso, Texas, and throughout the state of Texas. Our services include health insurance (Obamacare/ACA), Medicare Advantage, auto insurance, home insurance, life insurance, pet insurance, and assistance for self-employed individuals. We work with multiple carriers to help you find coverage that fits your needs and budget.

Yes. Cheda Insurance Group specializes in helping individuals and families in El Paso, TX enroll in Obamacare (Affordable Care Act) health insurance plans. We guide you through plan options, benefits, and costs, and help determine if you qualify for subsidies or financial assistance through the Marketplace.

Absolutely. We assist clients across El Paso and Texas with the full Marketplace application process — from creating an account to selecting the right plan. Our goal is to make enrollment simple, accurate, and stress-free while ensuring you receive all available benefits.

Many individuals and families in Texas qualify for premium tax credits or cost-sharing reductions based on household income and family size. We help you review your eligibility and apply for financial assistance to lower your monthly health insurance costs.

Obamacare plans follow federal guidelines and may offer financial assistance, making them more affordable for many families in El Paso, TX. Private health insurance plans are purchased outside the Marketplace and typically do not include subsidies. We explain both options so you can choose the coverage that best fits your situation.

Yes. We help Medicare-eligible individuals in El Paso and across Texas compare and enroll in Medicare Advantage (Part C) plans. These plans often include additional benefits such as dental, vision, hearing, and prescription drug coverage.

Medicare enrollment typically happens during specific periods, such as the Annual Enrollment Period or Special Enrollment Periods. We help El Paso residents understand important deadlines and make changes when eligible.

Yes. We explain the differences between Original Medicare (Parts A & B) and Medicare Advantage, including coverage, costs, and provider networks, so you can make an informed decision based on your healthcare needs in Texas.

Yes. Cheda Insurance Group offers auto insurance coverage for drivers in El Paso and throughout Texas. We help you find policies that meet state requirements while offering protection for accidents, liability, and vehicle damage.

Home insurance generally covers your home’s structure, personal belongings, liability protection, and additional living expenses in case of covered damage. We help Texas homeowners understand coverage options and select policies that protect their investment.

Yes. We provide life insurance solutions for families in El Paso, TX, including term life and permanent life policies. Life insurance helps protect your loved ones financially and provides peace of mind for the future.

The right amount of life insurance depends on factors such as income, debts, family size, and long-term goals. We help El Paso families evaluate their needs and choose coverage that supports financial security.

Yes. Pet insurance helps cover unexpected veterinary expenses due to accidents or illness. We help pet owners in Texas find plans that protect their pets and reduce out-of-pocket costs.

Absolutely. We work with self-employed individuals and small business owners in El Paso, TX, helping them find health, life, and other insurance options that fit independent lifestyles and budgets.

Yes. Cheda Insurance Group partners with multiple trusted insurance carriers, allowing us to compare plans and find the best coverage options available for clients in Texas.

Getting a free insurance quote is easy. You can contact us online, by phone, or in person. We provide personalized quotes for clients in El Paso and throughout Texas at no cost.

No. Our services are typically provided at no additional cost to you. We are compensated by insurance carriers, allowing us to assist El Paso clients without charging consultation fees.

Yes. Whether you’re looking to change plans during Open Enrollment or qualify for a Special Enrollment Period, we help Texas residents switch providers smoothly and confidently.

Missing Open Enrollment doesn’t always mean you’re out of options. Certain life events may qualify you for a Special Enrollment Period. We help El Paso residents determine eligibility and explore alternatives.

Cheda Insurance Group is a trusted insurance agency serving El Paso, Texas, with a focus on education, transparency, and personalized service. We guide you every step of the way so you can make confident insurance decisions for yourself and your family.